New Year’s Resolutions for 2025 – How to Stick to Them

As the holiday season wraps up and we ring in the new year, the phrase ‘New Year, New Me’ makes the rounds, as we adopt our resolutions for the year. Whether you’re planning to hit the gym, bookmark travel plans, turn your passion into a career, or even buy a home, 2025 could be the year to make it happen.

However, once the new year kicks into gear and life gets in the way, our resolutions typically go out the window; Our gym membership gathers dust until we can cancel it, and our travel plans become too expensive.

Properly planning how you’ll approach your resolution can improve your chances of completing it come December. Atomic Habits Author James Clear recommends making your goals as clear, easy, attractive and satisfying as possible [1] (2018), so here are four resolutions to stick to in 2025, and tips to achieve them.

1. Kickstart your health journey

There’s plenty of reasons to take on a health resolution; personal achievement, getting in shape, or wanting to stay healthy for your family. Whatever it is, there’s a reason health kicks are one of the most popular New Year’s resolutions. They’re overwhelmingly positive, usually fun and can stave off chronic disease and illness.
The trade-off is that fitness resolutions typically require a lot of money, time, and energy. Eventually, your brain will probably start making excuses not to go to the gym, or to skip your planned training session. Maybe it’s too far of a drive to the gym, or it’s gotten late and you don’t feel comfortable running in the dark. You may have traded your daily gym routine for a lie-in and Netflix binge at some point.
A good way to offset the temptation of skipping a workout is to have an accountability partner; There is no reason to go on a health journey alone, so take a good friend, or partner along for the ride.

Make workouts convenient. Don’t want to drive 20 minutes to a fitness class? Set up a home gym with affordable equipment, such as dumbbells, benches, weights, and resistance bands, and do the workout anytime at home.

2. Travel

Whether you’re dreaming of relaxing beaches or thrilling adventures, nothing creates memories quite like a good holiday.
Upfront travel costs can be overwhelming and trips overseas are typically thousands of dollars, which can be a troubling amount to leave your account all at once.
A good tip to make your trip more accessible is to plan, ensuring you get value for money, and that the benefits of the trip outweigh the large costs. Break the trip into manageable expenses; Food, accommodation, travel, activities, etc.
Find affordable flights and include your entertainment and comforts for the flight.
Once you have a good idea of how much your trip will cost, start booking what you can, so that it’s locked in and all that’s left is to enjoy your trip.

3. Start your own business

Whether you’re an aspiring artist, photographer, chef, or tradesperson, there’s no denying it; choosing to turn your passion into a career is bold and can be incredibly rewarding.
The biggest hurdles of starting a business are typically financial, researching your options and developing the right strategy can set you up for success.
Businesses require short-term spending for the potential of long-term gain, so consider different finance options, and find a finance solution that can support you in the long run.

4. Becoming a homeowner

Buying your first home can be a daunting process, but helping first-home buyers enter the market confidently and securely is what we specialise in. With the market showing signs of favouring home buyers, 2025 may be your year. Start saving for a loan as soon as possible, build enough for a deposit, and of course, speak with your local MoneyQuest mortgage broker to start your home loan journey on the right foot.

Make your resolution a reality

Whatever your goals are for 2025 – better health, exciting getaways, a thriving business, or a new home – smart planning and finance can help make it happen.
Here at MoneyQuest we offer personal finance solutions to help with your fitness and travel needs, business and equipment loans for self-employed pioneers, and a wide range of home loan solutions for first-home buyers. For your resolution solution, reach out to your local MoneyQuest broker today and make 2025 your year.

[1] Clear, James. How To Start New Habits That Actually Stick. Atomic Habits. 2018. Viewed Dec 19th 2024. 

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